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NOTICE OF
YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this
policy, mean First State Bank of Ashby.
This is our privacy policy for our customers. When we
use the words "you" and "your" we mean the following types of customers:
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Our customers who have a continuing relationship by
purchasing or holding financial products or services such as a(n):
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Deposit
Account |
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Loan Account |
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Safe Deposit
Box |
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Self-directed
Individual Retirement Account |
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| Former customers |
We will tell you the sources of
the information we collect about you. We will tell you what measures we
take to secure that information.
We first define some terms.
Non-public personal information means information about you that we
collect in connection with providing a financial product or service to you.
Non-public personal information does not include information that is
available from public sources, such as telephone directories or government
records. Hereafter, we will use the term "information" to mean non- public
personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership, but
means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company
that is not an affiliate or ours. This is also known as nonaffiliated third
party, or simply, an "other party."
THE
INFORMATION WE COLLECT
We collect information about you from the following
sources:
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Information you give us on applications or other forms
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Information about your transactions with us
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Information about your transactions with other parties
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Information from a consumer reporting agency
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THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards to
protect this information.
YOUR
INFORMATION AND OUR AFFILIATES
We may disclose information about you to our
affiliates. Here are the kinds of information and the source of that
information:
Transaction and experience information from our account
records:
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Information about your transactions and experience with us,
such as:
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Name |
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Address |
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Account Balances |
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Account Activity |
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Social Security Number |
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Federal Law allows us to disclose the information
listed above with our affiliates. You do not have a right to opt out of the
disclosure of this information.
Types of Affiliates
We may disclose information about you to the following
types of affiliates:
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Financial Service Providers, such as:
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Insurance Agents |
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YOUR
INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone
except as disclosed in this policy or as permitted by law. This might
include disclosures necessary to service your account, perform joint
marketing or prevent unauthorized transactions.
INFORMATION
ABOUT FORMER CUSTOMERS
We have the same policy about disclosing information
about former customers as we do about current customers.
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