At First State Bank of Ashby, we strive to provide you with the best banking experience possible. Stop by and meet our friendly staff. They will work diligently to meet your banking needs today and in the future. For your convenience, you may also bank by telephone or the Internet 24 hours a day.

Let me take this opportunity to thank you for allowing us to be of service to you. We truly appreciate your business. If there is anyway I can be of help, please do not hesitate to call.

Sincerely,

Lon J. Rylander
President and CEO

 NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.