At First State Bank of Ashby, we strive to provide you with the best banking
experience possible. Stop by and meet our friendly staff. They will work
diligently to meet your banking needs today and in the future. For your
convenience, you may also bank by telephone or the Internet 24 hours a day.
Let me take this opportunity to thank you for allowing us to be of service to
you. We truly appreciate your business. If there is anyway I can be of help,
please do not hesitate to call.
Sincerely,
Lon J. Rylander
President and CEO

FDIC's Transaction Account Guarantee Program
First State Bank of Ashby is participating in the FDIC's Transaction Account
Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing
transaction accounts are fully guaranteed by the FDIC for the entire amount in
the account. Coverage under the Transaction Account Guarantee Program is in
addition to and separate from the coverage available under the FDIC's general
deposit insurance rules.